Gift Planning

Gifts of Life Insurance

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How It Works

  You transfer ownership of a paid-up life insurance policy to Clemson University.

  After the transfer, Clemson University elects to cash in the policy now or to keep the policy and receive the death benefit later.

Benefits

  • You receive gift credit and an income tax deduction for the lesser of the cash surrender value of the policy or the total of you premium payments.
  • In some cases, you can use the cash value in your policy to fund a life-income gift, such as a deferred gift annuity.
  • You have the satisfaction of making a significant gift now to Clemson University without adversely affecting your cash flow.

More

To learn more about gifts of life insurance, Email us, complete the Information Request Form, or call us at so that we can assist you.